Hal's Guide to Term Life Insurance Web Sites: |
Here is a tip for using term life insurance web sites: Premiums, or the prices charged, for policies with the exact same benefits can vary greatly from one insurance company to the other. Oftentimes these premiums are determined at least as much by the financial condition and needs of the insurance company as they are on the risk profile of the customer. So it pays to shop around. Be sure to obtain rates from at least three different term life insurance providers before you make a final decision. Also, if you have any doubts, you can verify that insurance firms you find online are licensed to do business in your state by checking with your state's department of insurance. Here are links to some of the leading online sources of
term life insurance products, including life insurance companies and
agents who sell policies from a variety of firms:
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